22.08.2019-584 views -Deposit Mobilizzation
" NEPAL CREDIT AND COMMERCE LENDER LIMITED”
Doctor Ram Kumar Phuyal
FACULTY OF MANAGING
POKHARA COLLEGE OR UNIVERSITY
Submitted simply by:
MBA (III Trimester)
twentieth February, 2013
1 ) 1 Analyze Background
For the development of any country, the financial sector of that country is responsible and must be strong. The financial sector is vast field, which usually comprises of banking companies, cooperatives, insurance providers, financial businesses, stock exchange, forex markets, shared funds etc . These organizations collect idle and existing money in the general public and then invest in diverse enterprises of national economy that therefore help in reducing poverty, embrace life style of men and women, increase employment opportunities and thus developing the society and country as a whole. Thus, today's concept, the financial institutions and commercial banks has become one of many bases intended for the measuring level of financial development of region.
Industrial banks are definitely the main source which inspires people to preserve their profits. Bank bargains in taking the conserving of people by means of deposit collection and invest it inside the productive region. They give the money to the people against real and financial assets. They copy monetary sources from savers to users. In other words, they are really intermediate between lender and receiver of fund they will mobilize the depositor pay for. Whereas in Nepal the role of joint venture financial institutions are still to become realized as an requirements machine of mobilizing internal saving through various bank schemes throughout the economy. Hence, to uplift the backward financial condition of the country, the process of capital accumulation, among other prerequisites should be fast.
This project report have been prepared as an end result of the researcher's internship encounter in Nepal Credit and Commerce Traditional bank Limited. Nepal Credit and Commerce Lender Ltd. (NCC Bank) formally registered because Nepal- Lender of Ceylon Ltd. Started its procedure on 14th October, 1996 as a Joint Venture with Traditional bank of Ceylon, Srilanka. It was the initial private sector bank with the largest authorized capital of NRS. a thousand million. The Head Office from the Bank is located at Siddhartha Nagar, Rupandehi, the birthplace of MASTER BUDDHA, while the corporate office is placed for Bagbazar, Kathmandu. 1 . two Statement of the Problem
Nepal is bad country and rapid economic development is the basic need of the country. Development by its means is usually not possible in a short period and it takes a long time for the right development of a rustic, it has to build-up infrastructure. In Nepal, the development started only after 1956 A. D. if the first five year plan came into practice.
Capital in fact , plays the leading part for the economic progress a country. But in Nepal, there is shortage of capital. There are various types of accumulating capital internal and external resources. Under exterior sources: aid, grants and loans will be the main options. In interior sources: gathering capital, taxation, public corporations, public debts are the well-liked in our region. But because of underdevelopment, low income, lack of bank knowledge the desired capital intended for the development of the region cannot be built up from all those internal resources. So , it might be said that in Nepal's present situation bank deposit is usually dependable and permanent options for capital piling up. The need of pay in mobilization pertaining to economic advancement a country is not a more to question. Although we are facing an acute problem of resources mobilization. We have thirty-two commercial banks in Nepal which are greatly considered to be essential financial institution to mobilize household resources. 1 ) 3 Target of the Research
The objective of the study is to examine relationship involving the amount of total first deposit and amount of total credit naturally by the lender. The main targets...
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* Sharma, Pushkar Kumar and Chaudhary, Arun Kumar (2058), " Statistical Methods”, Kathmandu: Khanal Books Prakashan.
* Van Horne, C. James (2005), " Monetary Management and Policy”, (12th Ed. ), Pearson Prentice Hall, New Delhi.